If you filed for compensation as part of the Equifax data breach, there is another step you must take to get your funds.

Look for an email coming from the address of Info@EquifaxBreachSettlment.com. The email lets you know you'll need to verify or amend your claim by next month, if not you may lose out on the compensation aspect.

The email goes on to say, "You must either verify or amend your claim by October 15, 2019.  If you do not, your claim for alternative compensation will be denied.

"To verify your claim for alternative compensation, you must provide the name of your credit monitoring service that you had in place when you filed your claim. Or, you can amend your claim to request free credit monitoring instead of alternative compensation."

In the recorded message to the phone number of the company handling the compensation aspect, there is this disclaimer about the money claimed: "The amount you receive may be less than the claim you submit, depending on how many people file claims and how much money they claim."

The email elaborates further, adding, "The amount you receive in connection with your alternative compensation claim may be significantly reduced depending on how many valid claims are ultimately submitted by other class members for this relief. Based on the number of potentially valid claims that have been submitted to date, payments of these benefits likely will be substantially lowered and will be distributed on a proportional basis if the settlement becomes final. Depending on the number of valid claims that are filed, the amount you receive for alternative compensation may be a small percentage of your initial claim."

And the payout of those funds likely won't come very quickly. "No benefits are provided until the settlement is fully approved by the court," the recording says.

If you have yet to file your claim, you have until January 22, 2020 to do so.