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Dave Ramsey is a personal money-management expert, an extremely popular national radio personality, and the best-selling author of The Total Money Makeover. In his latest book, a follow-up of his enormously successful New York Times best-sellers Financial Peace and More Than Enough, Ramsey exemplifies his life's work of teaching others how to be financially responsible so they can acquire enough wealth to take care of loved ones, live prosperously into old age, and give generously to others.

Ramsey knows first hand what financial peace means in his own life—living a true rags-to-riches-to-rags-to-riches story. By age 26, he had established a four-million-dollar real estate portfolio, only to lose it by age 30. He has since rebuilt his financial life and now devotes himself full time to helping ordinary people understand the forces behind their financial distress and how to set things right—financially, emotionally, and spiritually.

Ramsey offers life-changing financial advice as host of a nationally syndicated radio program, The Dave Ramsey Show, which is heard by nearly 4.5 million listeners each week on more than 450 radio stations throughout the United States.

Ramsey is the creator of Financial Peace University (FPU), a 13-week program that helps people dump their debt, get control of their money, and learn new behaviors around money that are founded on commitment and accountability. More than one million families have attended FPU classes at their workplace, church, military installation, local nonprofit organization, community group, or Spanish-speaking institution. The average family pays off $5,300 in debt and saves $2,700 in the first 91 days after beginning FPU and is completely out of debt, except for the mortgage, in 18 to 24 months.

Ramsey created a group of products in an effort to teach children about money before they have a chance to make mistakes. Foundations in Personal Finance is an all-inclusive school curriculum that is currently in more than 10,000 education programs. Financial Peace Jr. is an instructional kit designed to help parents teach their young children about working, saving, and giving their own money. Through Ramsey's entertaining children's book series, The Super Red Racer, Careless at the Carnival, The Big Birthday Surprise, My Fantastic Fieldtrip, A Special Thank You, and Battle of the Chores, children learn about working, saving, giving, budgeting, integrity, and debt.

Ramsey earned his B.S. degree in Finance and Real Estate from the University of Tennessee. A frequent speaker around the country at large-scale live events, Ramsey is a passionate and inspiring presenter who is at ease on both sides of the microphone. More than 700,000 people have attended Ramsey's live events.