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    Secretary of State Mike Pompeo says the U.S. has 'made clear' to South Korea that progress on disarming North Korea should not lag behind the expansion of relations between the two Koreas. Pompeo says there's 'complete agreement' between Washington and Seoul on this, but his comments to reporters underscore U.S. anxiety over a potential disconnect with its close ally. Pompeo says the U.S. and South Korea set up a working group, which is meeting in Washington on Tuesday, to ensure they don't 'talk past each other' on their dealings with North Korea. Negotiations between the U.S. and North Korea on ending its nuclear program have appeared to stall in the months since President Donald Trump and Kim Jong Un held a historic summit in Singapore.
  • An actress who says she had a relationship with Michael Avenatti alleges he dragged her by the arm across the floor of his Los Angeles apartment after an argument. Court papers obtained Tuesday by The Associated Press detail Mareli Miniutti's account. A Los Angeles judge granted Miniutti a restraining order against Avenatti on Monday. She wrote in a sworn statement that before grabbing her, Avenatti shouted expletives and told her she was 'ungrateful.' Avenatti is best known as the attorney for porn actress Stormy Daniels, who alleges she was paid to keep quiet about an affair with Donald Trump. Avenatti was arrested on a felony domestic violence charge last week. Avenatti says the allegations are 'completely false' and 'fabricated.' He says he'll be fully vindicated after a thorough investigation.
  • The Latest on the Interpol general assembly and leadership election (all times local): 7:20 p.m. The White House says the U.S. is opposing the Russian nominee to lead the international police organization Interpol, citing Russian 'abuses.' National Security Council spokesman Garrett Marquis says the U.S. 'strongly endorses' Interpol's current interim president, South Korea's Kim Jong Yang, to hold the post permanently. He is running against Interpol vice president Alexander Prokopchuk, a general in the Russian Interior Ministry. Marquis is outlining the U.S. opposition to Prokopchuk in a Tuesday tweet, saying 'the Russian government abuses INTERPOL's processes to harass its political opponents.' Prominent Kremlin critics have raised alarm that the Russian official is close to President Vladimir Putin, and have pointed to Russian attempts to use Interpol to pursue opponents of Putin's government. Interpol's general assembly is expected to elect its new president on Wednesday in Dubai. ___ 1p.m. Russian authorities are accusing unnamed Kremlin critics of trying to politicize the upcoming election of the Interpol president. Kremlin foes including financier Bill Browder, Mikhail Khodorkovsky and Alexei Navalny have warned that naming a top Russian police official to lead the international law enforcement agency will undermine Interpol and politicize police cooperation across borders. In a Tuesday statement Russian Interior Ministry spokesman Irina Volk lashed out at critics, which she did not name, accusing them of running a 'campaign to discredit' the Russian candidate Alexander Prokopchuk. She said that Prokopchuk, who is an Interpol vice-president, is a respected professional, and, if elected, he will be leading the organization 'in the interests of the international police community.' Interpol's general assembly is expected to elect its new president on Wednesday. ___ 10:30 a.m. Kremlin critic Bill Browder says naming a top Russian police official as president of Interpol could undermine the international law enforcement agency. Browder says President Vladimir Putin has tried to use Interpol to hunt down critics and electing a Russian to lead the agency could intensify such efforts. Browder, who runs an investment fund that had operated in Moscow, has campaigned for sanctions against Russian officials charged with human rights abuses after his former lawyer died in custody. Alexander Prokopchuk, a general in the Russian Interior Ministry, is the front-runner to become Interpol's next president. Browder told the BBC on Tuesday that Interpol shouldn't put a Putin subordinate 'in charge of the most important law enforcement' institution at a time when Russia is charged with using chemical weapons and hacking elections.
  • Turkey Day is quickly approaching, and the Macy’s Thanksgiving Day Parade is a tradition for many families.  >> Read more trending news  Since 1924, thousands have flocked to the New York City streets to watch marching bands, floats and celebrities participate in the festivities, and this year will be no different.  “This year’s Macy’s Thanksgiving Day Parade will redefine spectacle with a jaw-dropping mix of must-see entertainment for millions of spectators,” Susan Tercero, executive producer of the affair, said in a statement. “Featuring an amazing line-up of high flying balloons, dazzling animated floats, world-class marching bands and performance groups ... the Macy’s Parade will once again herald the arrival of the holiday season.”  >> John Legend, Martina McBride, Ella Mai to perform in parade Want to know how to prepare for 92nd annual event? Here’s everything you should know.  When is it? The parade will take place on Thanksgiving Day on Thursday, Nov. 24 in Manhattan. It begins at 9 a.m. EST on 77th Street and Central Park West and ends around noon near Herald Square. Take a look at the route map here.  How can I watch? If you’re not able to make it to Manhattan, there are plenty of ways to watch from the comfort of your home. The show will air live on NBC. You can also catch it on NBC’s website or Verizon's YouTube channel. The “Today” show’s Savannah Guthrie, Hoda Kotb and Al Roker will host the broadcast. Who is performing? Diana Ross, John Legend, Kane Brown, Martina McBride, Pentatonix, Leona Lewis, Ella Mai, Rita Ora, Sugarland and Anika Noni Rose are expected to perform. How many floats will be in the parade? This year, there will be 16 giant character balloons; 43 novelty balloons, heritage balloons, balloonicles, balloonheads and trycaloons; 26 floats; 1,200 cheerleaders and dancers; and more than 1,000 clowns. The lineup will also feature 12 marching bands. What’s new this year? Tom Turkey, the parade’s oldest float, will be debuting a new look. “This year we’re updating him. We’re giving him more of a spotlight,” said Rick Pomer, vice president and creative director for Macy’s Entertainment.  There will also be four new floats, including Elf Pets by The Elf on the Shelf and Rise of the Teenage Mutant Ninja Turtles by Nickelodeon.  What else should I know? Visit macys.com/parade for regular updates, including behind-the-scenes previews, interactive historical information and more. Also, follow #MacysParade to keep up with the conversation. 
  • One of the nation's largest student loan servicing companies may have driven tens of thousands of borrowers struggling with their debts into higher-cost repayment plans. That's the finding of a Department of Education audit of practices at Navient Corp., the nation's third-largest student loan servicing company. The conclusions of the 2017 audit, which until now have been kept from the public and were obtained by The Associated Press, appear to support federal and state lawsuits that accuse Navient of boosting its profits by steering some borrowers into the high-cost plans without discussing options that would have been less costly in the long run. The education department has not shared the audit's findings with the plaintiffs in the lawsuits. In fact, even while knowing of its conclusions, the department repeatedly argued that state and other federal authorities do not have jurisdiction over Navient's business practices. 'The existence of this audit makes the Department of Education's position all the more disturbing,' said Aaron Ament, president of the National Student Legal Defense Network, who worked for the Department of Education under President Barack Obama. The AP received a copy of the audit and other documents from the office of Sen. Elizabeth Warren, D-Massachusetts, who has been a vocal critic of Navient and has publicly supported the lawsuits against the company as well as questioning the policies of the Department of Education, currently run by President Trump's Secretary of Education, Betsy DeVos. Warren is considered a potential presidential candidate in 2020. Navient disputed the audit's conclusions in its response to the Department of Education and has denied the allegations in the lawsuits. One point the company makes in its defense is that its contract with the education department doesn't require its customer service representatives to mention all options available to the borrower. However, the five states suing Navient — Illinois, Pennsylvania, Washington, California and Mississippi — say the behavior breaks their laws regarding consumer protection. The Consumer Financial Protection Bureau says in its own lawsuit the practices are unfair, deceptive and abusive and break federal consumer protection laws. Of the five states that filed lawsuits against Navient, only Illinois and Pennsylvania were even aware of the audit, and they said they did not receive their copies from the Department of Education. The Consumer Financial Protection Bureau declined to comment on whether it had a copy of the report. The Department of Education said withholding the report was intentional, repeating the argument it has made in court and in public that only it has jurisdiction over student loan servicing issues, through its Federal Student Aid division, or FSA, which oversees student loans. 'FSA performed the review as part of its own contract oversight, not for the benefit of other agencies,' said Liz Hill, a Department of Education spokeswoman. When student borrowers run into difficulties making payments, they can be offered forbearance, which allows them to delay payments for a set period of time. But under a forbearance plan, in most instances, the loan continues to accumulate interest and becomes a more expensive option in the long run. The Consumer Financial Protection Bureau alleges in its lawsuit against Navient that between 2010 and 2015 Navient's behavior added nearly $4 billion in interest to student borrowers' loans through the overuse of forbearance. It is a figure that Navient disputes. A 2017 study by the Government Accountability Office estimates that a typical borrower of a $30,000 student loan who places their loan into forbearance for three years — the maximum allowed for economic-hardship forbearance — would pay an additional $6,742 in interest on that loan. 'This finding is both tragic and infuriating, and the findings appear to validate the allegations that Navient boosted its profits by unfairly steering student borrowers into forbearance when that was often the worst financial option for them,' Warren said in a letter to Navient last week. As part of their inquiry, DoE auditors listened in on about 2,400 randomly selected calls to borrowers from 2014 to 2017 out of a batch of 219,000. On nearly one out of 10 of the calls examined, the Navient representative did not mention other options, including one type of plan that estimates the size of a monthly payment the borrower can afford based on their income. Auditors wrote that many customer service representatives failed to ask questions to determine if such a plan, known as an income-driven repayment plan, might be more beneficial to the borrower. There is no public record of how many struggling borrowers serviced by Navient may have been impacted by these practices. In its most recent annual report, Navient says it services 6 million student loan borrowers, of which 12.7 percent are more than 30 days past due. That would be roughly 762,000 customers who are struggling in some fashion to pay their student loans. If one out of every 10 of those customers were pushed into forbearance instead of an income-driven repayment plan, as the department's audit found, that would be 76,200 of Navient's borrowers. The DoE report contains recommendations for how Navient could fix its practices but makes no mention of firm requirements or sanctions. The education department's Federal Student Aid division decided to do a review of Navient's forbearance practices after the Consumer Financial Protection Bureau filed its lawsuit against the company in January 2017, department spokeswoman Hill said, to see if there were any compliance issues. She said DoE officials came to the conclusion that Navient was not improperly steering borrowers. 'Nothing in the report indicates forbearances were applied inappropriately — the observations noted focused on suggested improvements regarding how to best counsel' a small minority of borrowers, she said. In response to questions over the 2017 audit, Navient pointed to the fact that nine out of every 10 borrowers on the calls were offered all their options and that this audit is just one piece of a broader story. 'This (audit), when viewed as a whole, as well as dozens of other audits and reviews, show that Navient overwhelmingly performs in accordance with program rules while consistently helping borrowers choose the right options for their circumstances,' said Paul Hartwick, a company spokesman. Navient, which split off from Sallie Mae, is a publicly traded company. In calls and presentations with investors, Navient has said a company priority is to lower its operational costs. As a student loan servicing company, Navient has one primary operating cost: its employees, including the hundreds of customer-service agents who man Navient's telephones every day. The fewer customer-service agents Navient employs, the more money Navient puts in its pocket. Doing calls to determine whether a borrower should be in an income-driven repayment plan takes longer, student loan industry experts say. In fact, that is exactly what Navient said in its response to the Department of Education's audit. 'We (are not) aware of any requirement that borrowers receive all of their repayment options ... on each and every call,' the company said, adding that if the Department of Education chose to require all servicers to discuss income-driven repayment plans with all borrowers, the Department of Education needs to redo its contract with Navient. Seth Frotman, who was the highest-ranking government official in charge of student loans until he quit in August in protest over how the Trump-controlled Department of Education and Consumer Financial Protection Bureau were handling the issue of student loans, said Navient's response was outrageous. 'In short, Navient, when confronted with evidence of its bad practices, is telling the government, 'Pay us more money or take a hike.' And It looks like the Department of Education took a hike,' Frotman said. ___ Ken Sweet covers banks and consumer financial issues for The Associated Press. Follow him on Twitter at @kensweet.
  • Katie Ledecky was honored as the top female swimmer for the sixth straight year, while Ryan Murphy took home three prizes at USA Swimming's Golden Goggles awards. Ledecky and Murphy were honored Monday night In New York for their performances at 2018's biggest meet, the Pan Pacific Championships. The 21-year-old Ledecky won five medals at Pan Pacs , including repeat gold-medal performances in the 400-, 800- and 1500-meter freestyle events. Also this year, she lowered her own world record in the 1,500 free at a meet in Indianapolis. Murphy was the big winner with three Golden Goggles awards : male athlete of the year, male race of the year for his 100 backstroke victory at Pan Pacs and relay performance of the year for his part on the winning 4x100 medley relay team in Tokyo. He shared the relay award with Andrew Wilson, Caeleb Dressel and Nathan Adrian. 'I came into tonight totally not expecting that,' Murphy said. 'One of the things that I feel like I've done over the years is right after I've had accomplishments, I've kind of looked to what's next. So it is a little bit interesting to come back here and be able to take a deep breath while we're in super hard training and look back on the summer.' Following up his three gold medals at the 2016 Rio Olympics, the 23-year-old Murphy dominated Pac Pacs by winning the 100 back in 51.94 seconds — the third-fastest time in history — and taking gold in the 200 back in a personal best of 1 minute, 53.57 seconds. He also swept all three backstroke events at the national championships. 'It's a really good reminder of why we're training so hard right now and what the benefits can be,' Murphy said. Ledecky is a five-time Olympic gold medalist who figures to be among the big stars at the 2020 Tokyo Games. She noted the Golden Goggles event benefits the USA Swimming Foundation, which offers free swim lessons focused on child safety and financial support to the U.S. national team. 'It's a great honor and it's always so much fun at Golden Goggles to celebrate the success of Team USA for the summer and the USA Swimming Foundation for all that they've done to save lives and build champions,' said Ledecky, who turned pro this year after two stellar seasons at Stanford. 'It really is a great event that raises a lot for a great cause.' Other award winners: — Female race of the year: Kathleen Baker, 100 backstroke at Phillips 66 National Championships. — Breakout performer of the year: Michael Andrew. — Coach of the year: Greg Meehan. — Perseverance Award: Micah Sumrall. ___ For more AP Olympic coverage: https://www.apnews.com/OlympicGames and https://twitter.com/AP_Sports
  • The Blues will be casting a wide net in their coaching search. General manager Doug Armstrong fired Mike Yeo after Monday's 2-0 loss to the Los Angeles Kings. Craig Berube is the interim coach while Armstrong assembles a list of candidates for the permanent job. 'There's going to be experienced head coaches on that list,' he said at a news conference Tuesday. 'There's going to be European head coaches on that list. College head coaches on that list. Junior head coaches. We're not going to minimize or limit the scope that we're going to look at.' Armstrong also did not rule out former St. Louis coach Joel Quenneville, who was fired recently by Chicago. He added that's unlikely a permanent coach will be hired this season. 'It's possible. I'm not sure it's probable,' Armstrong said. 'It's not something that we're going to give updates on. This hockey team's job is to win games and it's my job to support this team.' To that end, Hall of Famer Larry Robinson will assist Berube for three weeks to a month because of the inexperienced assistants. The 67-year-old Robinson won a Stanley Cup while coaching the New Jersey Devils. 'I think having Larry come in to give Craig someone to talk to who's been there, done that is good for him,' Armstrong said. Armstrong fired Yeo about two hours after the team's third shutout loss in four games. It was their fourth loss in five games. The scoreless streak is more than seven periods. At 7-9-3, the Blues are last in the Central Division. Their 17 points rank next to last in the NHL, ahead of only Los Angeles. 'The talk I had with him last night was that we had to make a change,' Armstrong said. 'I plan to get back to Mike later and thank him and reassure him that he's paying for the sins of myself and the entire organization. It's very unfortunate.' The Blues fell one point short of making the playoffs last season and entered this season with hopes of a deep playoff run. They acquired center Ryan O'Reilly in a trade from Buffalo. Armstrong also signed forwards Tyler Bozak, Patrick Maroon and David Perron. 'Ultimately, it comes back to our record,' Armstrong said. 'When he came in, he was able to jell the team and we went on a nice run. We won a playoff round. We had a good feeling about ourselves. That carried over to the next 25 games of the season. Then we hit a rut in December and quite honestly we haven't gotten out of it.' Berube, a 52-year-old former player, joined the Blues in June 2017. He coached the team's then-AHL affiliate — the Chicago Wolves — to a 44-19-13 record and a division title during the 2016-17 season. Berube is a midseason replacement for the second time, having succeeded Peter Laviolette with the Flyers three games into the 2013-14 season. In two seasons there, he had a 75-58-28 regular-season record. The Flyers made the playoffs during the 2013-14 season but lost in the first round. 'Mike's a good friend of mine,' Berube said. 'I loved working with him and coaching with him. We've got to move forward and get better. That's the plan. We've definitely got to instill some confidence back in this hockey team. It's a good hockey team. We've got good players.' While offering no definite plans, Berube has some ideas on how to get the team playing better. 'I don't think it's anything massive. I think it's tweaks here and there,' Berube said. 'We're going to demand ... and that starts in practice. I'm demanding but I'm fair.' Yeo joined the Blues after five seasons with Minnesota. The Wild made the playoffs in three of Yeo's four full seasons. He was fired 55 games into 2015-16. He was to have replaced Ken Hitchcock following the 2016-17 season, but Armstrong fired Hitchcock. On Tuesday, Hitchcock was appointed coach the Edmonton Oilers after the firing of Todd McLellan, the fourth NHL coaching dismissal this season. ___ More AP NHL: https://apnews.com/NHL and https://twitter.com/AP--Sports
  • Disgruntled Cavaliers forward J.R. Smith has gotten his wish: He is parting ways with Cleveland. The Cavaliers announced Tuesday that Smith 'will no longer be with team as the organization works with JR and his representation regarding his future.' Smith requested a trade earlier this season. The 33-year-old has been dismayed with his role and the team's direction in the first season since LeBron James left for the second time as a free agent. Smith's departure is the latest upheaval in a stormy season for Cleveland, which is league-worst 2-13. Coach Tyronn Lue was fired last month and All-Star forward Kevin Love is sidelined indefinitely following foot surgery. Smith came to the Cavaliers in a trade from the Knicks in 2015. While his play has been inconsistent, Smith was a major contributor on Cleveland's 2016 championship team. The Cavs wished Smith and his family well and thanked him for his contributions. ___ More AP NBA: https://apnews.com/NBA and https://twitter.com/AP_Sports
  • “Friendship and money: oil and water.” >> Read more trending news  Michael Corleone told that to a priest in the 1990 movie “The Godfather: Part III” when the prelate confessed that he trusted friends with the Vatican Bank’s money, and it had a disturbing ring of familiarity to a South Dakota woman who was victimized in a lottery scam by a friend that cost her more than $600,000 over a 16-year period. A California woman who won $5.2 million in a 1989 lottery pleaded guilty in a South Dakota federal court last week for scamming six people -- including her friend, Kelly Lhotak -- out of more than $1 million, the Rapid City Journal reported. Judy Carroll, 59, of El Cajon, and her husband won the California lottery in 1989. According to court documents, Carroll scammed Lhotak and five other people out of money in part by telling them the IRS had frozen her assets. Carroll pleaded guilty at the federal courthouse in Rapid City on four counts of wire fraud and one count of tax evasion, the Journal reported. Carroll was originally charged with 35 counts of wire fraud, but that indictment was dropped as part of her plea deal, the newspaper reported.  Each of Carroll's wire-fraud counts carries a maximum sentence of 20 years in prison, while the tax-evasion charge has a maximum of five years in prison. As part of the plea deal, Carroll must pay $1.55 million in restitution. Of that total, $622,236.01 must be paid back to Lhotak, who loaned her the money over a 16-year period, the Journal reported.  It was the classic case  “It’s been a long time coming, and she deserves punishment for what she did for several victims,” Lhotak, who was Carroll’s neighbor in California during the mid-1990s and moved to South Dakota in 2002, told the newspaper. “My heart is broken. I have had the worst betrayal of a friendship that anyone can ever experience.”Lhotak loaned Carroll money beginning in November 2000 through October 2016, according to court documents obtained by the Journal.  Carroll told Lhotak the IRS froze all her assets and she owed the agency money, according to court documents. However, the IRS only froze assets and levied Carroll’s accounts once during that time, in 2007-2008, the Journal reported. She also told Lhotak she needed money, falsely claiming he was a victim of identity theft. Lhotak said she didn't doubt Carroll's stories until she called the IRS in October 2016 to ask if her friend owed tax liens, the Journal reported. When the IRS said it had not, the agency launched an investigation. 'I did it because I loved her with all my heart,' Lhotak told the newspaper.
  • Shoppers are spending freely heading into the holidays, but heavy investments and incentives like free shipping by retailers are giving Wall Street pause. Target Inc., Kohl's Corp., Best Buy Co. and TJX Cos. all reported strong sales at stores opened at least a year. That's a key measure of health for a retailer. Online sales also surged. Target reported a 49 percent increase in online sales, which was better than expected. But shares of Target and the parent of TJ Maxx took a hit after reporting that their third-quarter profit results were squeezed by higher e-commerce costs. Kohl's delivered strong third-quarter results, but it issued a cautious annual profit forecast. Best Buy, which has been on a winning streak, couldn't win over investors even as it boosted its annual earnings guidance. 'There are clearly a bit of two worlds. Everything we're seeing about the consumer is very positive,' Best Buy CEO Hubert Joly told reporters on a conference call Tuesday. 'Consumer confidence is at an all-time high...unemployment is incredibly low, wages are going up.' But, he cautioned, 'The financial market can be a different picture and we'll see how it evolves.' The National Retail Federation, the nation's largest retail trade group, is expecting holiday retail sales in November and December — excluding automobiles, gasoline and restaurants — to increase as much as 4.8 percent over 2017 for a total of $720.89 billion. The sales growth marks a slowdown from last year's 5.3 percent, which was the largest gain since 2010. But the figure is still healthy and is the latest indication that the retail industry is far from an apocalypse that some feared only a year ago and a half ago. The growth forecast, which includes online sales, is slower than the average annual increase of 3.9 percent over the past five years. Adobe Analytics, which analyzes visits to retail websites, predicts a 15 percent increase in online sales to $124.1 billion in online sales for November and December. Still, retailers are facing a host of challenges. They're grappling with an even stronger Amazon from a year ago, higher labor costs and surging online sales that are putting more pressure on their profit margins. Retailers are also monitoring the impact on tariffs that have been slapped on a variety of different goods imported from China, although holiday merchandise will likely not be affected because they're already in U.S. warehouses. Any price increases could come starting early 2019. But so far, there seems to be no warning signs that the strong economic times will end anytime soon. 'We continue to see a healthy consumer environment as we enter the fourth quarter,' Target CEO Brian Cornell said on a call with reporters. He noted there's no indication that the consumer environment is slowing down. Retailers have been plowing money into their businesses, remodeling stores while trying to speed up online deliveries. Early last year, Target began a three-year plan to invest $7 billion in its stores and online operations. Kohl's has been sprucing up its merchandise and is now allowing shoppers to return goods purchased through Amazon at 100 stores. Best Buy has shown resilience in the face of increasing online competition by allowing shoppers to test new technology, and offering speedier delivery options. It's also been expanding its tech support services, including a free service in a couple hundred markets where salespeople visit customers at home to make recommendations on TVs, setup and more. Meanwhile, TJX, which operates T.J. Maxx and HomeGoods, has been bolstering its fashion business, resulting in a hefty 7 percent increase in consolidated same-store sales in the quarter compared to a year ago. But higher freight costs took a bite out of profits. Despite the snag, 'TJX's overall success underlines the fact that even in a strong economy where disposable incomes are rising, consumers still enjoy getting a bargain,' wrote Neil Saunders, managing director of GlobalData Retail, a retail research firm. ____ Follow Anne D'Innocenzio: http://twitter.com/ADInnocenzio