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12 Quick DIY Ways To Save on Your Energy Bill

  Summer will be over in a few weeks and it's never too early to start thinking about ways to lower your winter heating costs. By making some basic tweaks to your home, you can stay warm and save money at the same time. Here are 12 quick DIY ways ...

Smartphone and Data Plan Guide for 2014

The cost of monthly cell phone service is dropping. The change for your wallet is the best since the last big wave of discounting began 15 years ago. Plans and services are morphing in many different directions at once. That makes saving money more complicated and requires you to decide ...

Fake IRS Phone Scam Making the Rounds

Just before the holiday rush, scamsters are working overtime trying to get your money in a continuing phone scam. The Internal Revenue Service reports sophisticated IRS impostors are calling people and demanding immediate payment. In some cases they're also impersonating local law enforcement and threatening you with immediate arrest unless ...

Student Loan Guide

Do you need to borrow to fund college education for yourself or your child? I wrote this guide to tell you about my Clark Smart approach to student loans. If you already have student loans, you'll probably want to jump my very popular section on student loan forgiveness and affordable ...

How To Shop for Term Life Insurance

It's distressing to me how few people with young kids have life insurance. The problem is the insurance that's best for people with dependents is not touted by the industry as a general rule. Stay-at-home spouses have a special need for life insurance. A new survey from finds the ...

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