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Investing Sense
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Investing Sense

Investing Sense

Investing Sense

What happens when a Certified Financial Planner™ and an everyday investor sit down each week to talk about how to better understand today’s financial and retirement landscape? Investing Sense! 

Every Saturday, Investing Sense hosts Andy Smith and Bob Richards each bring a different perspective as they talk about the financial and retirement topics that are on your mind – whether it’s your 401(k), managing investments and taxes for your IRA, dealing with market ups and downs or bouncing back from life’s curveballs.

Joining Andy and Bob each week are our industry experts and influencers who help break down what you need to know when it comes to your 401(k), the markets and economy, retirement income sources and avoiding financial advice that’s not in your best interests. 

Call the Investing Sense Radio Show at (888) 833-8637 or click here for more details.

Listen to recent shows

Hosts:

Andy Smith, CFP®, has worked as a financial advisor for nearly 15 years and has helped thousands of investors navigate a variety of markets to achieve their long-term financial and retirement goals. Through his years of on-the-ground interactions, he’s forged an understanding of what investors need and want – not just from their accounts but from their relationships with an advisor.

Luckily, Andy’s advising doesn’t stop in the office. He’s spent more than a decade on the local and national airwaves guiding listeners toward all of their investment and retirement goals – all while offering clear and actionable advice on everything from personal finance and investing to the economy.

Between his roles as an advisor and radio-show host, Andy’s spare time is limited, but what little he does have he enjoys spending with his wife and children – he’s able to volunteer at the children’s school, and the family travels the world together.

Andy considers himself on-call 24/7 and is excited to help you achieve your financial and retirement goals – and, quite possibly, learn something cool and have fun in the process.  


Bob Richards
 represents the voice of the everyday investor by asking the questions that are on the minds of listeners. 

Until recently, Bob has been a self-proclaimed do-it-yourself investor and admits to having learned some valuable financial lessons by making mistakes just like everyone else. Because he’s not an investment advisor, he knows all too well the challenges that investors face and is ready to use his own real-life experience to help listeners avoid similar pitfalls. 

Bob has been in the radio industry for over 30 years and is an award-winning radio programmer. Bob and Andy have known each other for almost a decade as their paths have crossed in the radio world. Off the air, Bob is an avid runner, reader and Colts fan. He lives in Indianapolis with his family.

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News

  • A 22-year-old police officer died in Oklahoma on Monday morning after he and a man exchanged gunfire when the man ran during a traffic stop Sunday night, Tecumseh police said. >> Read more trending news The officer, identified as 22-year-old Justin Terney, died of his injuries. The suspected gunman remained hospitalized Monday morning. Tecumseh Assistant Police Chief J.R. Kidney said Terney was shot multiple times after stopping a vehicle around 11:30 p.m. Sunday near the intersection of Benson Park Road and Gordon Cooper Drive. Kidney said Terney was working with dispatchers to verify information given by one of the vehicle’s passengers, a man, after becoming suspicious that he might have been giving Terney false information. As dispatchers were telling Terney that it appeared the man had an active warrant for his arrest, the man ran from the stopped vehicle and toward nearby woods, Kidney said. Terney fired a stun gun at the man. “The (stun gun) doesn’t have any effect on (the suspect) and he continues running through a wooded area, over a fence,” Kidney said. “About 25 yards inside that fence area, the officer and the suspect both exchanged gunfire.” Authorities took both the suspect, whose identity was not immediately known, and Terney to a hospital, where Terney underwent surgery for hours overnight. Kidney confirmed that Terney, who had been shot about three times, died Monday morning. The suspected gunman remained in intensive care with four gunshot wounds, according to KFOR. Terney joined Tecumseh’s police force about a year ago. “My department’s not doing good,” Kidney said Monday morning, adding that in the 22 years he has been with the department and the 38 years the chief has been with the department, this is the first officer-involved shooting for Tecumseh police. “We haven’t had to live through this yet,” he said. “We need everybody to rally around and support us.”
  • A woman fought off a knife-wielding man who broke into her southeast Atlanta home Saturday night. Adrien Gass said she was terrified when the man burst into her home on Memorial Drive and chased her with a knife. 'I said, 'I have money.' He said, 'I don't want no money. I want the car and I want your life.' And I said, 'Not today,'' Gass said. The mother of three told Channel 2's Matt Johnson that she threw a piece of furniture at the intruder, who chased her down the hall. 'I know he's bleeding because I attacked him,' she said. Gass said she locked herself in a bedroom. The attacker kept kicking the door and it hit her in the mouth while she held on to it. 'All my might, yes. I would not let that door go,' she said. Gass said she escaped by jumping out a window and the intruder left with nothing. 'I lifted up the window and pushed out and ran as fast as I could to the neighbor's house,' she said. Atlanta police said just three minutes earlier, a quarter of a mile away on Allendale Drive, someone carjacked a husband and wife at gunpoint. 'He was in the car, got the keys and gone,' Tris Siciginanosaid. Siciginano said the thief stole her husband's car and she believes the two crimes are related. 'It was too much in one night and the descriptions are so close,' she said. Police have not said if the crimes are related, but neighbors said they are staying vigilant. No arrests have been made.
  • Police have found no evidence that the man who killed four people in London last week was associated with the Islamic State group or al-Qaida, a senior British counterterrorism officer said Monday. Deputy Assistant Commissioner Neil Basu of the Metropolitan Police said Westminster attacker Khalid Masood clearly had 'an interest in jihad,' but police have no indication he discussed his attack plans with others. Basu, who also serves as Britain's senior national coordinator for counterterrorism policing, said Wednesday's attack — in which Masood ran down pedestrians on London's Westminster Bridge before fatally stabbing a policeman guarding Parliament — 'appears to be based on low-sophistication, low-tech, low-cost techniques copied from other attacks.' Masood was shot dead by police after his deadly rampage, which police have revealed lasted just 82 seconds. Police believe Masood — a 52-year-old Briton with convictions for violence who had spent several years in Saudi Arabia — acted alone, but are trying to determine whether others helped inspire or direct his actions. Detectives on Monday continued to question a 30-year-old man arrested Sunday and a 58-year-old man arrested shortly after Wednesday's attack. Both were detained in the central England city of Birmingham, where Masood had recently lived. Prime Minister Theresa May said last week that Masood was 'a peripheral figure' in an investigation into violent extremism some years ago. But Basu said he was not a 'subject of interest' for counterterrorism police or the intelligence services before last week's attack. Masood was born Adrian Elms, but changed his name in 2005, suggesting a conversion to Islam. His mother, Janet Ajao, said Monday she was 'deeply shocked, saddened and numbed' by his murderous actions. In a statement released through the police, Ajao said that 'since discovering that it was my son that was responsible I have shed many tears for the people caught up in this horrendous incident.' Basu said there was no sign Masood was radicalized during one of his stints in prison, the last of which was in 2003. 'I know when, where and how Masood committed his atrocities, but now I need to know why,' Basu said. 'Most importantly, so do the victims and families.' As Basu appealed for anyone who spoke to Masood on the day of the attack to come forward, the British government repeated calls for tech companies to give police and intelligence services access to encrypted messages exchanged by terrorism suspects. Masood used the messaging service WhatsApp just before he began his attack. Home Secretary Amber Rudd said Sunday that such services must not 'provide a secret place for terrorists to communicate with each other.' Tech companies have strongly resisted previous calls to create back-doors into encrypted messaging, arguing that to do so would compromise the secure communications underpinning everything from shopping to tax returns to online banking. Rudd is due to hold a previously scheduled meeting with internet companies on Thursday. Prime Minister Theresa May's spokesman, James Slack, said tech firms 'should be helping us more' to prevent terrorism. 'The ball is now in their court,' he said. Slack said that if agreement was not reached with the companies, the government 'rules nothing out,' including legislation. Meanwhile, the families of the dead and injured set about the difficult task of going on with their lives. The family of an American victim expressed gratitude Monday for the kindness of strangers as they insisted some good would come from the tragedy. A dozen members of Kurt W. Cochran's family gathered to face the media, sharing their shock and sense of loss. Cochran, from Utah, was on the last day of a European trip celebrating his 25th wedding anniversary when he was killed on Westminster Bridge. Cochran's wife, Melissa, suffered a broken leg and rib and a cut head, but is steadily improving. The family offered profuse thanks to first responders, British and American authorities and people who had sent notes, prayer and donations. 'Last night we were speaking as a family about all this, and it was unanimous that none of us harbor any ill will or harsh feelings towards this,' said Sarah McFarland, Melissa Cochran's sister. 'So we love our brother. We love what he brought to the world, and we feel like that this situation is going to bring many good things to the world.' ___ Jonathan Shenfield contributed to this story.